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Rates

Loan Rates

Effective as of: 03/01/2021
VEHICLE LOANS
NEW AUTOS
as low as 2.99% with approved credit
84 Month Max
USED AUTOS
as low as 3.99% with approved credit 72 Month Max
9 years old max, must payoff by 12th year of life
UNSECURED LOANS **Credit Scores alone DO NOT guarantee approval, other factors are included**
Max CreditMax Term
750 - 8509.50%8,50048 Months
700 - 74910.50%7,00048 Months
650 - 69912.00%6,50042 Months
600 - 64914.00%5,00036 Months
< 59915.00%4,00036 Months
 
SPECIALS Max Term at this rate (Otherwise use above rates)
750 - 8506.50%3,50012 Months
700 - 7497.50%2,50012 Months
650 - 69910.00%2,00012 Months
600 - 64912.00%1,50010 Months
< 599Same as above
 
CASH SECURED LOANS
Share Secured Loans:CD Secured Loans:
Current Dividend plus 2.50% Current Dividend plus 2.50%

News and information

WHAT IS A CREDIT UNION?

This credit union is a non-profit organization for employees of public, private, and parochial schools and colleges in Raleigh County. These employees and their immediate family can be part of this organization. Raleigh County Educators Federal Credit Union is owned entirely by its own members and is operated by and for them exclusively. Since it is a non-profit financial institution, all financial profits are returned to us in the form of dividends and other benefits after expenses and legal reserves have been set aside.

THIRD PARTY SITE DISCLAIMER - By accessing the noted link you will be leaving the Raleigh County Educators Federal Credit Union website and entering a website hosted by another party. Raleigh County Educators Federal Credit Union has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the Raleigh County Educators Federal Credit Union website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Raleigh County Educators Federal Credit Union. CLICK OK TO CONTINUE OR CANCEL TO ABORT

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