Savings Accounts

The Credit Union offers a variety of savings and term deposit accounts to help you save and plan for your future. All of our deposit accounts are Federally Insured by the NCUA up to $250,000.

Share Accounts

Your share savings account represents your share of ownership in the Credit Union. This is the primary account for all members. It must have a minimum balance of $5.00 to remain an active account. Dividends are paid quarterly and are based on the average daily balance in your account.

Share Certificates

RCEFCU offers one and two-year certificates. The minimum deposit is $1,000. You will not be able to make additional deposits to an existing account. We may impose a penalty if you withdraw from your account before the maturity date.

Youth Share Accounts

Persons 18 years and under can open a savings account with a deposit of $5.00. A legal guardian or parent must sign as joint owner. There is no monthly service or withdrawal fee.

Additional Share Accounts

Christmas Club Accounts Vacation Club Accounts Summer Pay Club Accounts

Share Draft Accounts (Checking)

Our Share Draft Account offers you a convenient way to manage all your financial needs.

No monthly service fees
No minimum balance required
No per check charges

Visa Debit

Cards are obtainable through this account. Overdraft protection is available from your share savings account. The share draft account is offered to members who are least 18 years old.

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News and information

WHAT IS A CREDIT UNION?

This credit union is a non-profit organization for employees of public, private, and parochial schools and colleges in Raleigh County. These employees and their immediate family can be part of this organization. Raleigh County Educators Federal Credit Union is owned entirely by its own members and is operated by and for them exclusively. Since it is a non-profit financial institution, all financial profits are returned to us in the form of dividends and other benefits after expenses and legal reserves have been set aside.

Disclosure

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